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Old United/Vantage Casualty Company's FREEDOM Personal Watercraft Policy Will Insure Your Fun!

Old United Casualty Company's Marine Division, one of the nation's most innovative watercraft insurance specialists, has designed a unique, comprehensive personal watercraft insurance "package" policy which provides "actual cash value" insurance protection for your peace of mind. In addition to providing state-of-the-art coverages under just one policy, this policy incorporates "special premium discounts" to provide you with comprehensive coverage at a very affordable price!

The FREEDOM Personal Watercraft Policy insures personal watercraft and mini-jet boats which have a maximum carrying capacity of six (6) people, a maximum overall length of eighteen (18) feet, a maximum of two (2) inboard engines, and are propelled by impeller drive/jet drive.

The standard "package" consists of

  • Physical Damage Coverage, subject to a $250 per occurrence deductible
  • A "standard" $15,000 "Combined Single Limit" Personal Watercraft Liability Coverage and $1,000 in Medical Payments Coverage with higher Liability and Medical Payments Coverage limits available.
  • Increased Personal Watercraft Liability Coverage limit options of $25,000, $50,000, $100,000, and $300,000 --- all at a very affordable additional premium cost!
  • Increased Medical Payments Coverage limit options of $2,500 and $5,000 for a nominal additional premium

This FREEDOM "package" policy can also be "customized" to meet your particular needs with "Optional Coverages."

Learn more...

Optional Coverages Include

  • Watersports Liability Coverage if you ever plan on towing people skiing, tubing, wakeboarding or on other "inflatables". (These limits cannot exceed your choice of Personal Watercraft Liability limits.)
     
  • Uninsured Boatowners Coverage in the event someone is personally injured while aboard your personal watercraft by either an "uninsured" boater/personal watercraft, or a "hit-and-run" boater/personal watercraft. (These limits cannot exceed your choice of Personal Watercraft Liability limits.)
     
  • Physical Damage Coverage for your Personal Watercraft Trailer (subject to a $250 per occurrence trailer deductible).
     
  • Physical Damage Accessories, Add-On Equipment and Custom Paint Coverage for the personal watercraft or its trailer.
     
  • Crew Coverage Endorsement for adding coverage for a crew member of a yacht if the personal watercraft/yacht owner wishes to allow his/her yacht's crew member to use the personal watercraft. (This endorsement will be subject to the same Personal Watercraft Liability limits you choose.)
     
  • NAVIGUARD Mechanical Breakdown Insurance Coverage for "qualified" personal watercraft covers not only your personal watercraft's machinery, but also its jet pump, drive line system, electrical system, steering assembly, lubricating system, controls and fuel system! In addition, it provides for up to a maximum of a $50 as a "Pick-Up/Delivery Allowance."
     

Additional FREEDOM Special Features

  • If there is no lien holder on your personal watercraft, and/or it is an "older model," you may obtain the most economical protection available! Old United Casualty Company can also provide a "Liability Only Policy"--- with "optional" Medical Payments Coverage.
     
  • This FREEDOM Personal Watercraft Policy is offered as either a six (6) month policy term or an annual twelve (12) month policy term.
     
  • We offer three (3) payment plans for the annual policy term only: full payment at policy inception; a two (2) payment option; and a four (4) payment option. We offer six (6) month policyholders two (2) payment plans: full payment at policy inception, and the two (2) payment plan. [All payment options, other than "full payment at policy inception," are subject to a nominal "service charge."]
     
  • For your convenience, Old United Casualty Company accepts Discover, MasterCard or Visa...but for "full payments" only.
     

The FREEDOM personal watercraft insurance program gives owners appropriate coverage, affordable premiums, and the peace of mind to have all the fun they want, knowing their personal watercraft is properly insured!

To get a Quick Quote, click here to fill out the online quote form.

THIS POLICY NOT YET AVAILABLE IN THE FOLLOWING STATES:

Alaska, Connecticut, Florida, Hawaii, Massachusetts, Maine, New Hampshire, New York, Rhode Island, Vermont & Virginia

A "DIFFERENT" PERSONAL WATERCRAFT INSURANCE PRODUCT IS, HOWEVER, AVAILABLE FROM THIS COMPANY FOR THE FOLLOWING STATES:

Connecticut, Massachusetts, Maine, New Hampshire, New York, Rhode Island & Vermont

All coverages are subject to policy limits, terms and conditions. For a complete coverage description, refer to the actual Freedom Personal Watercraft Insurance Policy form.